:root{--bg-app: #0b0905;--bg-surface: #151108;--bg-surface-elevated: #201a0d;--bg-surface-hover: #2c2413;--bg-card: rgba(21, 17, 8, .88);--bg-card-glass: rgba(21, 17, 8, .78);--bg-card-hover: rgba(32, 26, 13, .96);--bg-input: rgba(21, 17, 8, .8);--bg-input-focus: rgba(32, 26, 13, .98);--border-subtle: rgba(245, 158, 11, .12);--border-focus: #f59e0b;--border-card: rgba(245, 158, 11, .18);--border-hover: rgba(245, 158, 11, .38);--border-active: rgba(245, 158, 11, .6);--text-primary: #fffdfa;--text-secondary: #d1c3a5;--text-muted: #918265;--text-inverse: #0b0905;--accent-primary: #f59e0b;--accent-primary-hover: #d97706;--accent-primary-rgb: 245, 158, 11;--accent-gold: #fbbf24;--accent-blue: #38bdf8;--accent-purple: #c084fc;--status-success: #10b981;--status-error: #ef4444;--status-warning: #f59e0b;--status-info: #38bdf8;--shadow-sm: 0 2px 4px rgba(0, 0, 0, .4);--shadow-md: 0 8px 16px -2px rgba(0, 0, 0, .55);--shadow-lg: 0 20px 40px -8px rgba(0, 0, 0, .7);--shadow-glow: 0 0 35px rgba(245, 158, 11, .28);--radius-xs: 4px;--radius-sm: 8px;--radius-md: 12px;--radius-lg: 20px;--radius-xl: 28px;--radius-full: 9999px;--transition-fast: .15s cubic-bezier(.4, 0, .2, 1);--transition-normal: .25s cubic-bezier(.4, 0, .2, 1);--transition-smooth: .4s cubic-bezier(.16, 1, .3, 1);--font-body: "Plus Jakarta Sans", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;--font-heading: "Outfit", -apple-system, BlinkMacSystemFont, sans-serif}[data-theme=light]{--bg-app: #f8fafc;--bg-surface: #ffffff;--bg-surface-elevated: #f1f5f9;--bg-surface-hover: #e2e8f0;--bg-card: rgba(255, 255, 255, .92);--bg-card-glass: rgba(255, 255, 255, .85);--bg-card-hover: #ffffff;--bg-input: #ffffff;--bg-input-focus: #ffffff;--border-subtle: rgba(15, 23, 42, .08);--border-focus: #059669;--border-card: rgba(15, 23, 42, .12);--border-hover: rgba(15, 23, 42, .25);--border-active: rgba(5, 150, 105, .5);--text-primary: #0f172a;--text-secondary: #475569;--text-muted: #64748b;--text-inverse: #f8fafc;--accent-primary: #059669;--accent-primary-hover: #047857;--accent-primary-rgb: 5, 150, 105;--accent-gold: #d97706;--accent-blue: #0284c7;--accent-purple: #6366f1;--shadow-sm: 0 2px 5px rgba(0, 0, 0, .04);--shadow-md: 0 8px 20px -2px rgba(0, 0, 0, .06);--shadow-lg: 0 20px 40px -8px rgba(0, 0, 0, .09);--shadow-glow: 0 0 30px rgba(5, 150, 105, .15)}*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}html{font-size:16px;scroll-behavior:smooth;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}body{font-family:var(--font-body);background-color:var(--bg-app);color:var(--text-primary);line-height:1.6;min-height:100vh;position:relative;overflow-x:hidden;transition:background-color var(--transition-normal),color var(--transition-normal)}.ambient-glow-container{position:fixed;top:0;left:0;right:0;bottom:0;pointer-events:none;z-index:0;overflow:hidden}.glow-orb{position:absolute;border-radius:50%;filter:blur(140px);opacity:.25}.glow-1{width:650px;height:650px;top:-150px;right:-100px;background:radial-gradient(circle,rgba(245,158,11,.22) 0%,rgba(217,119,6,.08) 40%,transparent 70%)}.glow-2{width:750px;height:750px;bottom:5%;left:-200px;background:radial-gradient(circle,rgba(251,191,36,.16) 0%,rgba(180,83,9,.05) 50%,transparent 70%);opacity:.25}.glow-3{width:550px;height:550px;top:40%;right:10%;background:radial-gradient(circle,rgba(217,119,6,.15) 0%,transparent 70%);opacity:.2}.app-wrapper{position:relative;z-index:1;display:flex;flex-direction:column;min-height:100vh}.container{max-width:1320px;margin:0 auto;padding:0 1.5rem}.navbar{position:sticky;top:0;z-index:50;backdrop-filter:blur(20px);-webkit-backdrop-filter:blur(20px);background:var(--bg-card-glass);border-bottom:1px solid var(--border-subtle);transition:background var(--transition-normal),border-color var(--transition-normal)}.navbar-container{display:flex;align-items:center;justify-content:space-between;padding:1rem 0;gap:1.5rem}.brand-link{display:flex;align-items:center;gap:.85rem;text-decoration:none;color:var(--text-primary);cursor:pointer}.brand-icon-box{width:44px;height:44px;border-radius:var(--radius-md);background:linear-gradient(135deg,#fef08a,#fbbf24 30%,#f59e0b,#b45309);color:#1c1405;display:flex;align-items:center;justify-content:center;box-shadow:0 4px 18px #f59e0b73,inset 0 1px 1px #fff9;border:1px solid rgba(254,240,138,.6);transition:transform var(--transition-fast),box-shadow var(--transition-fast)}.brand-link:hover .brand-icon-box{transform:scale(1.05);box-shadow:0 6px 24px #f59e0b99,inset 0 1px 1px #fffc}.brand-titles{display:flex;flex-direction:column}.brand-name{font-family:var(--font-heading);font-size:1.25rem;font-weight:800;letter-spacing:.06em;line-height:1.1;background:linear-gradient(135deg,#fff 40%,#fbbf24);-webkit-background-clip:text;-webkit-text-fill-color:transparent}.brand-tagline{font-size:.68rem;font-weight:700;letter-spacing:.16em;color:var(--accent-gold)}.nav-links{display:flex;align-items:center;gap:2rem;list-style:none}.nav-link-item{color:var(--text-secondary);text-decoration:none;font-size:.92rem;font-weight:600;transition:color var(--transition-fast);cursor:pointer;background:none;border:none;font-family:inherit}.nav-link-item:hover,.nav-link-item.active{color:var(--accent-primary)}.nav-actions{display:flex;align-items:center;gap:1rem}.theme-toggle-btn{background:var(--bg-surface-elevated);border:1px solid 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var(--border-subtle);padding-bottom:1.5rem}.panel-step-tag{display:inline-block;font-size:.75rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--accent-primary);background:rgba(var(--accent-primary-rgb),.1);padding:.25rem .75rem;border-radius:var(--radius-full);margin-bottom:.5rem}.panel-heading{font-family:var(--font-heading);font-size:1.85rem;font-weight:700;color:var(--text-primary);margin-bottom:.35rem}.panel-description{font-size:.95rem;color:var(--text-secondary)}.callout-box{display:flex;gap:1rem;padding:1rem 1.25rem;border-radius:var(--radius-md);margin-bottom:2rem}.callout-box.info{background:#38bdf814;border:1px solid rgba(56,189,248,.25);color:var(--accent-blue)}.callout-box.success{background:rgba(var(--accent-primary-rgb),.08);border:1px solid rgba(var(--accent-primary-rgb),.25);color:var(--accent-primary)}.callout-text strong{display:block;font-size:.88rem;color:var(--text-primary);margin-bottom:.2rem}.callout-text p{font-size:.82rem;color:var(--text-secondary);margin:0}.form-grid-layout{display:grid;grid-template-columns:repeat(6,1fr);gap:1.25rem 1.5rem;margin-bottom:2rem}.form-col-6{grid-column:span 6}.form-col-3{grid-column:span 3}.form-col-2{grid-column:span 2}.form-field-group{display:flex;flex-direction:column}.form-field-label{font-size:.85rem;font-weight:600;color:var(--text-primary);margin-bottom:.45rem;display:flex;align-items:center;justify-content:space-between}.req-star{color:var(--status-error);margin-left:.2rem}.opt-text{font-size:.72rem;color:var(--text-muted);font-weight:400}.input-container{position:relative;display:flex;align-items:center}.form-input,.form-dropdown{width:100%;font-family:var(--font-body);font-size:.95rem;color:var(--text-primary);background:var(--bg-input);border:1px solid var(--border-subtle);border-radius:var(--radius-md);padding:.75rem 1rem;transition:all var(--transition-fast);outline:none}.form-input:hover,.form-dropdown:hover{border-color:var(--border-hover)}.form-input:focus,.form-dropdown:focus{background:var(--bg-input-focus);border-color:var(--border-focus);box-shadow:0 0 0 3px rgba(var(--accent-primary-rgb),.2)}.form-input.error,.form-dropdown.error{border-color:var(--status-error);box-shadow:0 0 0 2px #ef444433}.form-input.valid{border-color:var(--status-success)}.valid-icon{position:absolute;right:12px;color:var(--status-success);pointer-events:none}.phone-group{display:flex;gap:.5rem}.phone-code-dropdown{width:140px;flex-shrink:0}.field-error-msg{font-size:.78rem;font-weight:500;color:var(--status-error);margin-top:.35rem;min-height:1.1rem}.field-help-text{font-size:.75rem;color:var(--text-muted);margin-top:.35rem}.selection-card-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:1rem;margin-bottom:2rem}.option-card{background:var(--bg-surface-elevated);border:1px solid 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.option-radio-dot:after{content:"";position:absolute;width:8px;height:8px;border-radius:50%;background:var(--accent-primary);top:50%;left:50%;transform:translate(-50%,-50%)}.option-card-title{font-size:.95rem;font-weight:700;color:var(--text-primary);margin-bottom:.25rem}.option-card-desc{font-size:.8rem;color:var(--text-secondary);line-height:1.4}.checkbox-card-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:1rem;margin-bottom:2rem}.checkbox-card{background:var(--bg-surface-elevated);border:1px solid var(--border-subtle);border-radius:var(--radius-md);padding:1rem 1.15rem;cursor:pointer;display:flex;gap:.85rem;align-items:flex-start;transition:all var(--transition-fast)}.checkbox-card:hover{border-color:var(--border-hover)}.checkbox-card.checked{border-color:rgba(var(--accent-primary-rgb),.6);background:rgba(var(--accent-primary-rgb),.06)}.custom-box{width:20px;height:20px;border-radius:var(--radius-xs);border:2px solid var(--border-subtle);display:flex;align-items:center;justify-content:center;flex-shrink:0;margin-top:.1rem;color:transparent;transition:all var(--transition-fast)}.checkbox-card.checked .custom-box{background:var(--accent-primary);border-color:var(--accent-primary);color:#fff}.checkbox-title{font-size:.88rem;font-weight:600;color:var(--text-primary);margin-bottom:.2rem}.checkbox-desc{font-size:.78rem;color:var(--text-secondary);line-height:1.35}.switch-row-card{display:flex;align-items:center;justify-content:space-between;padding:1.25rem;background:var(--bg-surface-elevated);border:1px solid var(--border-subtle);border-radius:var(--radius-md);margin-bottom:1.5rem}.switch-toggle{width:48px;height:26px;background:var(--bg-app);border:1px solid var(--border-subtle);border-radius:34px;cursor:pointer;position:relative;transition:background .3s}.switch-toggle.on{background:var(--accent-primary);border-color:var(--accent-primary)}.switch-handle{width:18px;height:18px;background:#fff;border-radius:50%;position:absolute;top:3px;left:3px;transition:transform .3s}.switch-toggle.on .switch-handle{transform:translate(22px)}.form-footer-actions{display:flex;justify-content:space-between;align-items:center;border-top:1px solid var(--border-subtle);padding-top:1.75rem}.third-party-list{display:flex;flex-direction:column;gap:1.5rem;margin-bottom:2rem}.vendor-enclave-card{background:var(--bg-surface-elevated);border:1px solid var(--border-card);border-radius:var(--radius-lg);padding:1.75rem;position:relative}.vendor-tag-badge{position:absolute;top:1.25rem;right:1.5rem;font-size:.72rem;font-weight:700;color:var(--accent-primary);background:rgba(var(--accent-primary-rgb),.1);padding:.25rem .75rem;border-radius:var(--radius-full);display:inline-flex;align-items:center;gap:.4rem}.vendor-info-top{display:flex;align-items:center;gap:1rem;margin-bottom:1rem}.vendor-icon-circle{width:48px;height:48px;border-radius:var(--radius-md);display:flex;align-items:center;justify-content:center;color:#fff;flex-shrink:0}.vendor-icon-circle.stripe{background:linear-gradient(135deg,#6366f1,#4f46e5)}.vendor-icon-circle.plaid{background:linear-gradient(135deg,#0284c7,#0369a1)}.vendor-name{font-size:1.15rem;font-weight:700;color:var(--text-primary)}.vendor-provider-label{font-size:.8rem;color:var(--text-secondary)}.vendor-description{font-size:.88rem;color:var(--text-secondary);line-height:1.5;margin-bottom:1.25rem}.vendor-chips-row{display:flex;flex-wrap:wrap;gap:.5rem;margin-bottom:1.5rem}.vendor-chip{font-size:.75rem;font-weight:500;padding:.25rem .65rem;background:var(--bg-card);border:1px solid 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1.5rem}.review-item dt{font-size:.75rem;text-transform:uppercase;letter-spacing:.05em;color:var(--text-muted);margin-bottom:.2rem;font-weight:600}.review-item dd{font-size:.92rem;font-weight:600;color:var(--text-primary)}.success-screen-wrapper{text-align:center;padding:2rem 0;max-width:680px;margin:0 auto}.success-icon-badge{width:76px;height:76px;margin:0 auto 1.5rem;background:linear-gradient(135deg,var(--accent-primary) 0%,#047857 100%);border-radius:50%;display:flex;align-items:center;justify-content:center;color:#fff;box-shadow:0 0 30px rgba(var(--accent-primary-rgb),.4)}.ref-code-card{background:var(--bg-surface-elevated);border:1px solid var(--border-subtle);border-radius:var(--radius-md);padding:1.25rem 1.75rem;display:flex;align-items:center;justify-content:center;gap:1.25rem;margin:1.5rem 0 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